I am slammed with getting quilts and such done.
BUT, finally getting some energy back - I am able to sleep until I wake, which is doing me more good than anything AND my allergy meds are finally kicking in - I only do a nose spray, so it takes just a little longer, but I like it better - I cannot handle ingesting the meds. Side affects are killer for me. I cannot take much (violently sick).
Anyway. We are working hard to pay down debt and getting a bonus this month helped!
Debts:
401(k) loan for land
October 2017 Start - $42,627
Current - $42,227.50
CC#1
October 2017 Start - $30,400.81
Current - $11,660.90
CC#2
October 2017 Start - $13,943.95
Current - $13,646.72
CC#3
October 2017 Start - $17,279.17
Current -$17,020.17
CC#4
October 2017 Start - $32,855.22
Current - $35,905.07
Truck
October 2017 Start - $21,753.52
Current -$21,753.52
Car
October 2017 Start - $7,013.68
Current -$7,013.68
Mortgage
October 2017 Start - $332,480.00
Current - $332,480.00
Total Non-Mortgage
October 2017 Start - $165, 874.09
Current - $149,227.56
Total Debt
October 2017 Start - $498,354.09
Current - $481,757.56
Ok, when I say we started October - it was mid to late month, so that is why I did not do a Nov. 1 update. Couple of things - so much was paid off due to what we had saved for the closing. Once we closed, we out aside $1,000 and paid down debt with the rest. We also do not have a mortgage right now AND we received a bonus.
The increase in CC#4 is college tuition. Sigh. We will be back to a cash basis with that soon. We cannot log on to see our truck payment (we have to call them on Monday), so I just left it, but I know it went down a couple of hundred. Car payment has not been taken yet, but there will be a payment on the next check in.
The large payoffs will slow down in January, but a large chunk will be paid when I get my inheritance. Come on 2018 - let's get out of debt (non-mortgage)! It is unlikely that we will be able to get completely out debt in 2018, but we are going to try as hard as we can!
I am working, working this weekend to catch up. My energy is mostly back - YEAH!!! I am feeling so much better - sleeping is the best thing.
Hope you all are having a great weekend!
one husband......four kids......debt......sewing...... saving......cooking......yoga......sweet......chaos......life......
Good to see your update and your progress! Facing the numbers isn't easy, but I also feel it is necessary to stay focused with the task at hand. I am beyond eager to kick debt's butt in 2018. We can do this!
ReplyDeleteOn a side note, I'm a little confused about you not having a mortgage. Inquiring minds want to know!
Because we closed in November, so payments do not start until January 1st. We did not have a interest payment in November and no mortgage note in December. It starts next month!
DeleteNow I get it! Gloves are off come 2018! Our debt is going down!
DeleteThank you for sharing valuable information nice post,I enjoyed reading this post.
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